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Maximizing capital gains while minimizing taxes involves understanding the distinction between short-term and long-term gains, with long-term gains typically taxed at a lower rate. Owning real estate can also yield significant capital gains, but strategically using tax exemptions, such as the primary residence exemption, can help reduce or eliminate tax liabilities. Utilizing a capital gain calculator can aid in planning and legally paying 0 capital gains tax on real estate and other investments.

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